Terms of Use

TERMS OF USE

BY ACCESSING OR USING ANY EXPRESS FINANCING SOLUTIONS LLC WEBSITE (INDIVIDUALLY AND COLLECTIVELY, THE “WEBSITE”) AND/OR MOBILE APP (INDIVIDUALLY AND COLLECTIVELY, THE “MOBILE APPLICATION”), OR OTHER SYSTEMS MAINTAINED BY US AND/OR OUR AFFILIATES (COLLECTIVELY, “EXPRESS-FIN”, “WE”, “US”, “OUR”, OR “SYSTEM”), YOU (THE “USER” OR “YOU”), WHETHER YOU ARE

1. A CONSUMER SEEKING FINANCING (A “CUSTOMER”),
2. AN INDIVIDUAL EMPLOYEE OR OTHER REPRESENTATIVE (A “CLIENT REPRESENTATIVE”) OF A BUSINESS (A “CLIENT”) THAT PROVIDES, PRODUCTS AND/OR SERVICES THAT MAY BE FINANCED THROUGH OUR SYSTEM,
3. AN EMPLOYEE OR OTHER REPRESENTATIVE (A “FINANCIER REPRESENTATIVE”) OF A FINANCING SOURCE (A “FINANCIER”) THAT MAY PROVIDE FINANCING FOR A CUSTOMER’S PURCHASE OF A PRODUCT AND/OR SERVICE FROM A CLIENT OR ANOTHER BUSINESS, OR
4. AN EMPLOYEE OR REPRESENTATIVE OF EXPRESS-FIN OR ONE OR MORE OF ITS AFFILIATES (A “EFS REPRESENTATIVE”), CONFIRM THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THESE TERMS OF USE (“TERMS OF USE”), REGARDLESS OF WHETHER YOU OR ANY CUSTOMER REFERRED BY YOU TO THIS WEBSITE OR MOBILE APPLICATION RECEIVES, OR THE FINANCIER YOU ARE EMPLOYED BY OR REPRESENT PROVIDES, ANY FINANCING THROUGH THE EXPRESS-FIN PROGRAM.

THE WEBSITE, THE MOBILE APPLICATION AND ALL ASSOCIATED PAGES AND SERVICES THAT YOU CAN ACCESS ON THE WEBSITE AND THE MOBILE APPLICATION AND ALL SOFTWARE THEREIN ARE COLLECTIVELY REFERRED TO AS THE “SYSTEM.” CUSTOMFIN PROVIDES A SYSTEM TO HELP MATCH CUSTOMERS WHO ARE LOOKING TO OBTAIN A LOAN TO PURCHASE CERTAIN PRODUCT AND/OR SERVICE WITH FINANCIERS THAT MAY OR MAY NOT BE WILLING TO PROVIDE SAID LOANS (“EXPRESS-FIN PROGRAM”).

EXPRESS FINANCING SOLUTIONS IS NOT A LENDER OR A BROKER. EXPRESS-FIN IS A THIRD-PARTY TECHNOLOGY VENDOR WHO SUPPLIES ACCESS TO SERVICE PROVIDERS, LENDERS AND/OR BROKERS.  EXPRESS-FIN DOES NOT APPROVE OR DENY A BORROWER’S ABILITY TO OBTAIN A LOAN NOR DOES EXPRESS-FIN MAKE ANY DECISIONS REGARDING THE BORROWER’S ABILITY TO OBTAIN A LOAN FROM A LENDER/BROKER. ANY INFORMATION PROVIDED THROUGH EXPRESS-FIN IS NOT AN APPLICATION FOR A LOAN FROM EXPRESS FINANCING SOLUTIONS, LLC.  EXPRESS-FIN MAKES NO REPRESENTATIONS OF ANY RATES, POINTS, OR LOAN PROGRAMS OFFERED THROUGH LENDERS AND BROKERS.  ANY ISSUES RELATED TO MONEY, PAYMENTS OR APPROVALS IS BETWEEN THE BORROWER AND THE LENDER/BROKER.  ANY INFORMATION SUBMITTED THROUGH EXPRESS-FIN IS FOR THE PURPOSE OF OBTAINING ADDITIONAL INFORMATION REGARDING A POTENTIAL LOAN PROVIDED THROUGH A THIRD-PARTY LENDER/BROKER.

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Privacy Policy WWW.Express-Fin.com

Introduction

This Privacy Policy governs your use of the website www.express-fin.com, operated by Express Financing Solutions. By accessing this site, you consent to the terms outlined in this policy.

Server Logs

Our servers automatically record data such as your IP address and website interactions. These "server logs" do not include personal identifiers like name, address, or contact details. We utilize these logs for troubleshooting, traffic analysis, and website management.

Cookies

We employ cookies on select pages. These small files are stored on your device to improve website functionality. Cookies, non-executive by nature, do not automatically gather personal information but do identify your browser to enhance user experience.

Voluntary Information Submission

Any information you voluntarily submit via forms, email, or other interactions may be collected. We use this data for request processing, dispute resolution, troubleshooting, and enforcing our Terms of Use. Publicly shared information is unprotected and may be used by others outside our control. We occasionally send promotional or informational emails, which you can opt in or out of. We cannot ensure that all your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy

Data Disclosure

We may disclose your data without consent if legally required or for law enforcement purposes. We do not use your information for marketing without your consent and do not sell or rent our user list.

Information Sharing

Submitting inquiries for services on our site implies consent to share your information with our lending partners as per their individual privacy policies.  

External Links

Our website contains links to other sites. We are not responsible for their privacy practices. We encourage you to read their policies.

Security

We take reasonable steps to protect your information but cannot guarantee complete security against unauthorized access.

Children’s Privacy

Our services are intended for adults over 18. We do not knowingly collect information from children under 18.

Policy Changes

We reserve the right to modify this policy, with updates posted on our website.

Contact Information

For any queries regarding this policy, contact us at info@express-fin.com or 800-582-2109. Our mailing address is 7890 Peters Road, Plantation, Florida 33324.

California Residents

Under the CCPA, California residents have specific rights regarding their personal information. You may request access to, deletion of, or information about the sharing of your personal data. Exercise these rights by contacting us at the details provided.

Data Sharing Compliance (CCPA)

In line with the CCPA, we do not sell personal information. We may share anonymized demographic data with partners for outlined purposes.

Last Revised: [Dec 01, 2023]

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E-Consent Disclosures WWW.Express-Fin.com

Introduction

This E-Consent Disclosures ("Disclosures") applies to all communications, services, and transactions between you and Express Financing Solutions through the website www.express-fin.com, and its affiliated entities (collectively, "Express Finance", "we", "us", or "our").

Scope of Consent

By using this website, you hereby give your express consent to receive electronic communications from Express Financing Solutions, our lending partners, and affiliates, including but not limited to emails, texts, push notifications, and messages through our website or mobile applications. This consent extends to all interactions, transactions, disclosures, notices, and documents (collectively, "Communications") related to the services provided by Express Financing Solutions.

Electronic Delivery of Communications

You agree that Express Financing Solutions may provide you with any Communications in electronic format, and that such electronic Communications shall be considered "in writing."

Withdrawal of E-Consent

You may withdraw your consent to receive Communications electronically by contacting us at info@express-fin.com or 800-582-2109. However, withdrawal of your e-consent may result in the termination of your access to our services.

Request for Paper Copies

At any time, you may request a paper copy of any electronic Communication at no charge by contacting us as outlined above.

Updating Your Contact Information

It is your responsibility to keep your primary email address up to date so that Express Financing Solutions can communicate with you electronically. You understand and agree that if Express Financing Solutions sends you an electronic Communication but you do not receive it because your primary email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, Express Financing Solutions will be deemed to have provided the Communication to you effectively.

Agreement and Acknowledgement

By using the services of Express Financing Solutions, you affirmatively acknowledge and consent to the terms outlined in these E-Consent Disclosures. You also confirm that you have the necessary hardware and software capabilities described above and that you will update us with any changes in your email address.

Last updated: Dec 01 2023

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Privacy Policy WWW.Express-Fin.com

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