BY ACCESSING OR USING ANY EXPRESS FINANCING SOLUTIONS LLC WEBSITE (INDIVIDUALLY AND COLLECTIVELY, THE “WEBSITE”) AND/OR MOBILE APP (INDIVIDUALLY AND COLLECTIVELY, THE “MOBILE APPLICATION”), OR OTHER SYSTEMS MAINTAINED BY US AND/OR OUR AFFILIATES (COLLECTIVELY, “EXPRESS-FIN”, “WE”, “US”, “OUR”, OR “SYSTEM”), YOU (THE “USER” OR “YOU”), WHETHER YOU ARE

A CONSUMER SEEKING FINANCING (A “CUSTOMER”),
AN INDIVIDUAL EMPLOYEE OR OTHER REPRESENTATIVE (A “CLIENT REPRESENTATIVE”) OF A BUSINESS (A “CLIENT”) THAT PROVIDES, PRODUCTS AND/OR SERVICES THAT MAY BE FINANCED THROUGH OUR SYSTEM,
AN EMPLOYEE OR OTHER REPRESENTATIVE (A “FINANCIER REPRESENTATIVE”) OF A FINANCING SOURCE (A “FINANCIER”) THAT MAY PROVIDE FINANCING FOR A CUSTOMER’S PURCHASE OF A PRODUCT AND/OR SERVICE FROM A CLIENT OR ANOTHER BUSINESS, OR
AN EMPLOYEE OR REPRESENTATIVE OF EXPRESS-FIN OR ONE OR MORE OF ITS AFFILIATES (A “EFS REPRESENTATIVE”), CONFIRM THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THESE TERMS OF USE (“TERMS OF USE”), REGARDLESS OF WHETHER YOU OR ANY CUSTOMER REFERRED BY YOU TO THIS WEBSITE OR MOBILE APPLICATION RECEIVES, OR THE FINANCIER YOU ARE EMPLOYED BY OR REPRESENT PROVIDES, ANY FINANCING THROUGH THE EXPRESS-FIN PROGRAM.

THE WEBSITE, THE MOBILE APPLICATION AND ALL ASSOCIATED PAGES AND SERVICES THAT YOU CAN ACCESS ON THE WEBSITE AND THE MOBILE APPLICATION AND ALL SOFTWARE THEREIN ARE COLLECTIVELY REFERRED TO AS THE “SYSTEM.” CUSTOMFIN PROVIDES A SYSTEM TO HELP MATCH CUSTOMERS WHO ARE LOOKING TO OBTAIN A LOAN TO PURCHASE CERTAIN PRODUCT AND/OR SERVICE WITH FINANCIERS THAT MAY OR MAY NOT BE WILLING TO PROVIDE SAID LOANS (“EXPRESS-FIN PROGRAM”).

EXPRESS FINANCING SOLUTIONS IS NOT A LENDER OR A BROKER. EXPRESS-FIN IS A THIRD-PARTY TECHNOLOGY VENDOR WHO SUPPLIES ACCESS TO SERVICE PROVIDERS, LENDERS AND/OR BROKERS. EXPRESS-FIN DOES NOT APPROVE OR DENY A BORROWER’S ABILITY TO OBTAIN A LOAN NOR DOES EXPRESS-FIN MAKE ANY DECISIONS REGARDING THE BORROWER’S ABILITY TO OBTAIN A LOAN FROM A LENDER/BROKER. ANY INFORMATION PROVIDED THROUGH EXPRESS-FIN IS NOT AN APPLICATION FOR A LOAN FROM EXPRESS FINANCING SOLUTIONS, LLC. EXPRESS-FIN MAKES NO REPRESENTATIONS OF ANY RATES, POINTS, OR LOAN PROGRAMS OFFERED THROUGH LENDERS AND BROKERS. ANY ISSUES RELATED TO MONEY, PAYMENTS OR APPROVALS IS BETWEEN THE BORROWER AND THE LENDER/BROKER. ANY INFORMATION SUBMITTED THROUGH EXPRESS-FIN IS FOR THE PURPOSE OF OBTAINING ADDITIONAL INFORMATION REGARDING A POTENTIAL LOAN PROVIDED THROUGH A THIRD-PARTY LENDER/BROKER.

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