E-Communications

E-Communications Policy:

Introduction

This E-Consent Disclosures ("Disclosures") applies to all communications, services, and transactions between you and Express Financing Solutions through the website www.express-fin.com, and its affiliated entities (collectively, "Express Finance", "we", "us", or "our").

Scope of Consent

By using this website, you hereby give your express consent to receive electronic communications from Express Financing Solutions, our lending partners, and affiliates, including but not limited to emails, texts, push notifications, and messages through our website or mobile applications. This consent extends to all interactions, transactions, disclosures, notices, and documents (collectively, "Communications") related to the services provided by Express Financing Solutions and our lending partners, and affiliates.

Electronic Delivery of Communications

You agree that Express Financing Solutions may provide you with any Communications in electronic format, and that such electronic Communications shall be considered "in writing."

Withdrawal of E-Consent

You may withdraw your consent to receive Communications electronically by contacting us at info@express-fin.com or 800-582-2109. However, withdrawal of your e-consent may result in the termination of your access to our services.

Request for Paper Copies

At any time, you may request a paper copy of any electronic Communication at no charge by contacting us as outlined above.

Updating Your Contact Information

It is your responsibility to keep your primary email address up to date so that Express Financing Solutions can communicate with you electronically. You understand and agree that if Express Financing Solutions sends you an electronic Communication but you do not receive it because your primary email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, Express Financing Solutions will be deemed to have provided the Communication to you effectively.

Agreement and Acknowledgement

By using the services of Express Financing Solutions, you affirmatively acknowledge and consent to the terms outlined in these E-Consent Disclosures. You also confirm that you have the necessary hardware and software capabilities described above and that you will update us with any changes in your email address.

Last updated: Dec 01 2023

This Express Financing Solutions website privacy policy (the “Online Privacy Policy”) outlines our information collection practices at our websites, including, but not limited to www.express-fin.com (individually and collectively, the “System”). This Online Privacy Policy applies to Personally Identifiable Information (defined below) collected through Express-Fin’s System, but does not apply to information, including personally identifiable information, collected from third-party sources (such as consumer reporting agencies) or that individual user of the System (“User,” “you,” and “your”) reveals or posts in any public forum on our System, websites that link to or from our System, or any other website and/or mobile app.


“Personally Identifiable Information” is any information collected through our System that is reasonably likely to identify a specific, unique individual. Personally Identifiable Information collected through the System may include, but not be limited to, an individual’s name, address, e-mail address, income, financial and banking information (including banking account information and payment card data), Social Security number, telephone number, or date of birth.